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HomeAI Tools and CoPilotsThe Rise of Agentic AI: When Software Starts Setting Its Own To-Do...
HomeAI Tools and CoPilotsThe Rise of Agentic AI: When Software Starts Setting Its Own To-Do...

The Rise of Agentic AI: When Software Starts Setting Its Own To-Do List

Autonomous AI agents are moving from lab demos to real deployments, promising a new era of self-directed, multi-step automation.


From Chatbots to Colleagues That “Just Handle It”

For years, AI at work meant autocomplete, chatbots, and copilots that could only respond when a human pushed the button. In 2026, that’s no longer the cutting edge. The most disruptive systems now are agentic and autonomous AI agents—software that doesn’t just answer questions, but can set sub-goals, choose tools, and carry out multi-step tasks with minimal oversight.

OpenAI calls this shift “a new era in workflow automation,” where agents can reason through ambiguity, call APIs, and string together actions end-to-end rather than waiting for a human to guide every click. OpenAI+1 Google’s Vertex AI Agent Builder pitches itself as a “full-stack foundation” for building and governing enterprise-grade agents that operate at global scale. Google Cloud+2Google Cloud Documentation Deloitte, in its technology predictions, describes autonomous generative AI agents as solutions that can “complete complex tasks and meet objectives with little or no human supervision,” contrasting them with today’s more passive copilots. Deloitte

The through-line is clear: the center of gravity is moving from AI as a responsive tool to AI as an active participant in workflows. That transition may prove to be the most consequential technology story of the next several years.


What Makes an AI “Agentic” Anyway?

“Agentic AI” is not just marketing jargon. At its core, it describes systems that can:

  • Interpret a broad objective, not just a single prompt.

  • Break that objective down into sub-tasks, plan a path, and choose which tools to use.

Aerospike’s technical explainer outlines a typical agent loop: observe the environment, reason about the goal, act using tools or APIs, then observe results and iterate. Over time, the agent adapts to new data and situations, becoming more robust in dynamic environments. Aerospike

Compared with traditional chatbots or copilots, agentic AI has three defining traits:

  1. Autonomous planning – It can decide what to do next without the user spelling out every step.

  2. Tool orchestration – It can call external systems (browsers, code executors, CRMs, internal APIs) to get things done. OpenAI+2Ema

  3. Multi-step execution – It can carry out complex sequences, monitor progress, and adjust its path when something fails. McKinsey & Company

That may sound abstract, but the concrete effect is simple: you stop asking AI to help with each step and start saying, “Can you just handle this whole process for me?”


Real-World Signals: Agents Leave the Lab

If 2023–2024 were the years of experimentation, 2025–2026 are shaping up as the years of deployment.

OpenAI’s ChatGPT agent update turns the familiar chatbot into something that “thinks and acts,” choosing from a toolbox of skills to complete tasks on your behalf—using its own virtual computer to click, scroll, and type as needed. OpenAI+1 The company also introduced a “deep research” mode, where an agent autonomously plans a research trajectory, browses sources, aggregates findings, and returns a cited summary at roughly the level of a human analyst. The Verge

Google Cloud, for its part, is aggressively extending Vertex AI Agent Builder. Recent updates include a more powerful Agent Development Kit, one-click deployment from local dev to production, and new observability dashboards for token usage, latency, and tool calls. A “self-heal” plugin lets agents recover from errors and continue their workflows, while security features like Model Armor screen for prompt injection attacks. TechRadar+2DEVOPSdigest

On the enterprise side, Citigroup is running one of the first high-stakes experiments in a heavily regulated sector. Its new Stylus Workspaces platform uses agentic AI to let employees kick off multi-step tasks—from pulling client data to generating analyses and drafting communications—with a single instruction. The bank has launched a 5,000-person pilot to see whether agents can genuinely boost productivity without compromising control. Citi+2The National CIO Review

Even developer tools are going agentic. GitHub’s new Agent HQ lets engineers run multiple coding agents (from OpenAI, Anthropic, Google, xAI, and others) on the same problem, compare plans, and choose the best output. A new “Plan Mode” generates a step-by-step execution plan that an agent then follows, blurring the line between IDE and autonomous teammate. The Verge

Taken together, these moves suggest that 2025–2026 is the moment when agents start quietly reshaping how complex digital work gets done.


Why Multi-Step Autonomy Matters So Much

It’s tempting to see agentic AI as just “more powerful automation,” but its impact is more structural. McKinsey’s recent analysis of the “agentic AI advantage” notes that agents can execute multiple steps in parallel, eliminate delays between handoffs, and react to real-time signals—something traditional workflows struggle to do. McKinsey & Company

Consider a few real-world patterns:

  • In customer operations, an agent can classify a case, check entitlements, fetch account history, draft a response, and schedule a follow-up—all while escalating edge cases to a human.

  • In software delivery, an agent can triage bug reports, run tests, analyze logs, propose patches, and open pull requests, leaving developers to review and refine instead of manually wiring every step. Medium+1

  • In financial services, an agent can compile client dossiers, monitor market events, and generate risk or opportunity alerts before a relationship manager even logs in. Citi

The common denominator is that tasks that once required careful, constant human coordination can now be handled end-to-end by a system that understands the goal and the environment well enough to improvise within guardrails.

Deloitte’s prediction paper argues that such agents could significantly raise knowledge-worker productivity by automating multi-step processes across functions—from HR onboarding to supply-chain planning—rather than nibbling at isolated tasks. Deloitte


Architecting Autonomous Agents: Platforms and Patterns

Under the glossy marketing, there’s a lot of hard engineering work to make agents reliable. The emerging architecture has a few clear pillars.

1. Foundation models with tool use
Agents are typically built on top of powerful language or multimodal models that can reason in natural language and call tools. OpenAI, for example, is releasing APIs and patterns specifically geared toward agentic applications, emphasizing structured tool definitions and function calling. OpenAI

2. Memory and context management
To complete multi-step tasks, agents need to remember what they’ve done and what remains. Vertex AI Agent Builder now includes advanced context management layers to help agents keep track of state across long interactions and across tools, a non-trivial problem when token limits and latency constraints are in play. Google Cloud Documentation

3. Orchestration and observability
Real-world deployments require logging, tracing, and evaluation. Agent platforms now ship with dashboards showing where agents spend time, which tools they call, how often they fail, and how their behavior changes after updates. DEVOPSdigest

4. Guardrails and human-in-the-loop
OpenAI’s practical guide stresses that high-risk actions—payments, cancellations, irreversible changes—should trigger human approval until confidence grows, and often even after that. OpenAI Model Armor-style defenses try to stop prompt injection and data exfiltration, while policy layers restrict which systems an agent can touch. TechRadar

These scaffolds don’t remove the magic of autonomous behavior—but they keep that magic from turning into chaos.


New Roles and Risks in an Agentic Workplace

As agents become more capable, they also change the human side of the equation. In many organizations, a new set of roles is emerging around them:

  • Agent Engineers / Orchestrators, who design objectives, workflows, and toolkits for agents across the business.

  • Agent Ops / Reliability teams, who monitor behavior, triage failures, and tune performance, much like SREs for microservices.

At the same time, risk profiles shift. When a copilot suggests a sentence, the downside is small. When an agent can move money, alter contracts, or schedule production runs, mistakes become far more serious.

Deloitte and other analysts warn of several specific pitfalls:

  • Hidden dependency – Organizations quietly come to rely on agents, then struggle when models change or APIs break. Deloitte+1

  • Opaque decision paths – Agents may chain dozens of actions; reconstructing why a particular outcome occurred can be difficult without rigorous logging.

  • Over-automation – Leaders may be tempted to let agents handle sensitive decisions (credit approvals, hiring filters, medical triage) beyond what is ethically or legally acceptable.

The most forward-thinking companies are responding by treating agentic AI as part of their governance and risk portfolio, not just an IT function. That includes internal policies on where agents are allowed, explicit “no-go” areas, and clear lines of human accountability.


The Road Ahead: Where Autonomy Works — and Where It Shouldn’t

Looking forward, not every workflow is a good fit for full autonomy. Articles comparing agentic AI with simpler AI agents emphasize that the former shines on open-ended, multi-step objectives where there is clear value in parallelization and adaptation, while more constrained tasks may be better served by narrow automations. Kanerika

We’re likely to see a spectrum emerge:

  • Tightly scoped agents for repetitive, high-volume processes (e.g., invoice matching, log triage), often running with minimal human contact.

  • Collaborative agents that propose plans, execute routine steps, and then hand off to humans for judgment in domains like strategy, law, and medicine.

  • Prohibited agents in certain high-risk calls (e.g., criminal sentencing, life-and-death medical triage), where regulators and ethics frameworks insist on direct human decision-making.

On the technology side, the race is on to make agents more robust and cheaper to run, and to push autonomy closer to the physical world via robotics and IoT. But the more capable these systems become, the more urgent it will be to align them with human values, institutional responsibilities, and societal norms.

As one Medium engineer who built a fully autonomous DevOps report agent put it after watching his creation run end-to-end: the most unsettling part wasn’t that it worked—it was how quickly it became hard to imagine going back. Medium


Closing Thoughts and Looking Forward

Agentic and autonomous AI systems may be the most consequential step yet in the evolution of AI at work. Moving from tools that wait for each prompt to agents that can set goals, decide on plans, and act across systems changes the shape of work as fundamentally as the move from mainframes to PCs or from email to the cloud.

The benefits are tantalizing: faster execution, fewer handoffs, and the ability to automate processes that were previously too messy for rigid scripts. Early deployments—from ChatGPT’s deep research modes to Citi’s Stylus Workspaces and Google’s agent platform—show that multi-step autonomy is not just possible; it can be productively harnessed in real organizations today. TechRadar+3OpenAI+3The Verge

But autonomy is not free. It brings new dependencies, new failure modes, and new ethical questions. The organizations that benefit most from agentic AI will likely be those that invest early in guardrails, observability, and human skills—teaching people to design for agents, to question their outputs, and to decide where machines should never have the final say.

As 2026 unfolds, the story will not just be “AI does more for us.” It will be whether we learn quickly enough to decide what we want it to do, where we want it to stop, and who remains accountable when an autonomous system clicks “confirm.” The tools are getting ready to set their own to-do lists. The real question is whether our institutions are ready for what happens next.


References

  1. A Practical Guide to Building Agents
    OpenAI (Business Guides & Resources).
    https://cdn.openai.com/business-guides-and-resources/a-practical-guide-to-building-agents.pdf

  2. Introducing ChatGPT Agent: Bridging Research and Action
    OpenAI.
    https://openai.com/index/introducing-chatgpt-agent/

  3. Seizing the Agentic AI Advantage
    McKinsey & Company.
    https://www.mckinsey.com/capabilities/quantumblack/our-insights/seizing-the-agentic-ai-advantage

  4. Vertex AI Agent Builder
    Google Cloud.
    https://cloud.google.com/products/agent-builder

  5. Autonomous Generative AI Agents: Still Under Development
    Deloitte Tech, Media & Telecom Predictions 2025.
    https://www.deloitte.com/us/en/insights/industry/technology/technology-media-and-telecom-predictions/2025/autonomous-generative-ai-agents-still-under-development.html


Author: Serge Boudreaux – AI Hardware Technologies, Montreal, Quebec
Co-Editor: Peter Jonathan Wilcheck – Miami, Florida


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